Is food loss covered in power outage?

It depends on the specific insurance policy and the circumstances of the power outage. Some homeowners insurance policies may cover food loss due to a power outage, but others may not. It is important to check the specific terms and conditions of your policy to determine whether food loss is covered.

If your policy does not cover food loss due to a power outage, you may be able to file a claim with your utility company. Some utility companies offer compensation for food loss caused by power outages, but the amount of compensation may vary. It is important to contact your utility company as soon as possible after a power outage to inquire about compensation.

In addition to checking your insurance policy and contacting your utility company, you may also want to consider taking steps to prevent food loss during a power outage. For example, you can purchase a generator to power your refrigerator and freezer, or you can pack perishable food in a cooler with ice.